You may find that there are lots of health insurance plan options in your area. Using the tools on our web site, you may refine your results to show only health insurance plans offered by a specific insurance company, specific plan types (HMO, PPO, Indemnity, etc.), or health insurance plans with specific co-payment or deductible limits.

Yes! HealthTrust Financial puts excellent plan comparison tools at your fingertips. You can select up to four plans at a time for a side-by-side, detailed comparison. After you've checked the plans you'd like to compare, click on the Compare button. On the next page, you'll find more details on the plans you've selected, displayed side-by-side for easy comparison.

No, these aren't duplicates. Many insurance companies offer several different insurance plans, with different benefits and costs. Each listing in your results represents a different plan to choose from.

No. Final rates are determined during the insurance company's underwriting process. The insurance company will assess your group using a number of criteria, including the size of your company and the health of your employees, to arrive at a final monthly rate, or premium.

When you're looking through a list of insurance plan options, you may click on the Estimated Total Cost for any plan to see the cost break down for each employee.

Because health insurance plan rates are filed with and regulated by your state Department of Insurance, you should pay the same monthly premium regardless of whether you buy your group health insurance plan from HealthTrust Financial or from another source.

For the same plan, the premiums quoted here should match premiums quoted from any other source, assuming the requested employee information, effective dates, and plans selected are the same. If the premiums do not match, it's likely that the employee information entered is somehow different. If you are comparing our listed rates with those from another source, make sure that the same number of employees, spouses and children was used in each quote, with the exact same genders, ages and home ZIP codes. These details will affect the quote totals.

No. The rates quoted on our web site reflect an insurance company's new business rates. Accordingly, existing customers of an insurance company are not eligible for these rates. We encourage you to save your work even if you are not eligible at this time. By saving your work, you will be able return to the site when your current plan is up for renewal and not have to reenter all of your company's and employees' information.

No. Once you select a health insurance plan, you'll have the opportunity to compare other types of insurance plans, such as dental insurance plans, that are available in your area. Dental coverage is often available as a benefit rider with a group health insurance plan.

Click the Select button next to the group health insurance plan you want. You'll then be given the opportunity to review the information you've provided so far, as well as the benefit and plan details you have selected. You'll also be able to add additional health-related insurance coverage such as dental or term life insurance, if you wish, before moving forward to the online application.

With a multi-plan, a health insurance company works with a group to offer employees their choice of several different health insurance plans. A multi-plan allows employees to pick the health insurance option best suited to their own needs. Benefits and coverage levels may differ between the health insurance plans offered to employees. The amount of money an employee contributes toward the total monthly cost may be greater or lesser depending on the health insurance plan chosen.